Dear (you),Respond to Aunt Edna with a note of your own.
You borrowed $500 from me a year ago and promised to pay it back by the first of January. I haven't seen or heard from you since then. I may be old and hard of hearing but my memory is just fine. Where's my money?
We Have A Winner!!! 02/09/10
You were serious about wanting it back?! I went on a cruise and stocked up on beer. I mean, when was I ever going to be able to do either of those things, being out of work and all..Winner: Pamela
Reason: I know a lot of people who operate that way.